Education
We are proud to be advised by ISRA Consultancy and Ustaz Dr. Zaharuddin Abd Rahman — renowned authorities in Islamic finance. Their guidance provides robust governance, credible oversight, and confidence that all Shoraka offerings uphold the highest Shariah standards.
SHEIKH DR. ZAHARUDDIN ABDUL RAHMAN
Dr. Zaharuddin is a well-known and respected authority in Shariah compliance and Halal economy. He has over 23 years of expertise spanning banking, Takaful, corporate advisory, education, F&B, cosmetics, telcos, and government-linked companies. Dr. Zaharuddin's expertise has been sought locally in Malaysia and internationally in the UK, USA, Saudi Arabia, Qatar and Brunei.
Dr. Zaharuddin served as an Asst. Professor at the Kulliyyah of Economics, International Islamic University Malaysia (IIUM) for more than a decade. He obtained his Degree from University of Malaya, his MA in Shariah from Al-Yarmouk University, Jordan and PhD in Islamic Studies and Finance from University of Wales, UK (specializing in Islamic Derivatives and Maqasid al-Shariah). He is also a Certified Islamic Finance Trainer & Lecturer by The Markfield Institute of Higher Education, United Kingdom.
Founder of Elzar Shariah Solutions and and Adjunct Professor and UNISEL, Dr. Zaharuddin holds a PhD in Islamic Studies and Finance from the University of Wales. Previously, he held key Shariah roles at RHB Islamic Bank and Asian Finance Bank. An accomplished author of 23+ books, he is also a familiar presence on Malaysian television and radio. Regularly speaking on Islamic finance and ethical business practices.
Expert Consultant
Dr. Zaharuddin’s comprehensive portfolio includes a myriad of central roles for Islamic financial institutions, including:
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Member of Shariah Advisory Council of Securities Commission of Malaysia
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Shariah Committee Member of EPF Malaysia (Simpanan Shariah) Chairman of Shariah Committee of PUNB Malaysia, MARA & Boustead Credit
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Chairman of Shariah Committee of BNP Paribas
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Chairman of Shariah Committee of Exim Bank Malaysia
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Chairman of Shariah Committee of OSK Investment Bank
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Shariah Committee Member of al-Rajhi Bank Malaysia
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Shariah Committee Member of Standard Chartered Saadiq Malaysia
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Shariah Committee Member of Duetcshe Bank
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Shariah Committee Member of al-Rajhi Bank Malaysia
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Shariah Expert Consultant at Central Bank of Malaysia
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Shariah Consultant of CIMB Islamic Bank
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Shariah Scholar of Bursa Marketplace Malaysia
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Shariah Committee Member of Zurich Takaful Malaysia
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Shariah Committee Member of ACR Retakaful (Bahrain)
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Shariah Committee Member of BIMB Securities
Moreover, Dr. Zaharuddin carries out various roles at the corporate company level, holding governmental and non-governmental positions such as:
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Shariah Advisor of Sidq Salam Malaysia
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Research Fellow of International Shariah Research Academy (ISRA)
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Member of the Board of Directors at University Sultan Zainal Abidin (UNisZA) – where he is also Chairman of the Audit and Risk Committee plus Member of the Finance & Investment Committee
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Member of the Board of Trustees for Yayasan Pembangunan Ekonomi Islam Malaysia (YAPIEM) – where he is also Chairman of the Risk Committee
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Member of Majlis Syura (Consultative Council) of Penang
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Member of Perlis Fatwa Council
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Shariah Advisor of MARA
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Member of Islamic Finance Consultative Council under Ministry of Finance Malaysia
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Shariah Advisor of Onexox, Raffielinna Sdn. Bhd., Ana Edar, Lazz Marketing & Think Osem Sdn. Bhd.
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Shariah Advisor of ShariahScreener.com
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Zakat Advisor of Celcom Berhad
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Shariah Advisor of Exim Bank Malaysia
